Parex Finance — Preview
FINTRAC-registered MSB · Ontario, Canada

Payment infrastructure
for businesses that move money seriously.

Parex Finance Inc. is a Canadian money services business providing transaction processing, clearing, and — coming in 2026 — regulated crypto on/off-ramp services to merchants worldwide.

Incorporated
July 2025 · Ontario
FINTRAC MSB
Approved Feb 2026
PRAA
Registered
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◆ Transaction processing ◆ Clearing house activities ◆ Crypto on-ramp (Q2 2026) ◆ Crypto off-ramp (Q2 2026) ◆ Merchant settlement ◆ FINTRAC-registered MSB ◆ Transaction processing ◆ Clearing house activities ◆ Crypto on-ramp (Q2 2026) ◆ Crypto off-ramp (Q2 2026) ◆ Merchant settlement ◆ FINTRAC-registered MSB

What we do for merchants.

A focused suite of financial infrastructure services, built for businesses that process online payments and need a serious, regulated counterparty.

01
● Live

Transaction Processing

Card-based and alternative-rail payment processing for merchants. We handle authorization, capture, and settlement with institutional discipline.

  • Multi-currency acceptance
  • Chargeback management
  • PCI-aligned handling
02
● Live

Clearing & Reserve

Reserve management and clearing-house functions that sit between merchants, acquirers, and settlement banks — keeping funds flows clean and auditable.

  • Segregated reserve accounts
  • T+N settlement windows
  • Reconciliation reporting
03
◇ Q2 2026

Crypto On-Ramp

Compliant fiat-to-crypto conversion for merchant use cases — treasury funding, cross-border settlement, and customer-facing top-ups.

  • KYC/KYB on every flow
  • Major stablecoins & BTC/ETH
  • Travel Rule compliant
04
◇ Q2 2026

Crypto Off-Ramp

Crypto-to-fiat conversion with direct settlement to merchant bank accounts. Built for merchants who accept crypto but operate in fiat.

  • Same-day fiat settlement
  • Source-of-funds screening
  • Chain analytics integrated

Regulated, registered, accountable.

We operate under Canadian federal anti-money-laundering supervision. Our compliance posture is not a marketing line — it is the reason we exist as a business.

MSB
FINTRAC Registration
Registered as a Money Services Business with the Financial Transactions and Reports Analysis Centre of Canada. Approved 17 February 2026. Registration valid for a two-year term.
PRAA
PRAA Registered
Registered under the Payment Retail Activities Act, enabling us to provide payment-service-provider functions to Canadian and international merchants within a defined regulatory perimeter.
ON
Ontario Corporation
Incorporated in the Province of Ontario, Canada, under certificate 1001302786. Business Number 78157 9032. A corporate structure built for audit and for institutional counterparties.
AML
Dedicated MLRO
A named Money Laundering Reporting Officer oversees every onboarding and transaction flow. KYC, KYB, sanctions screening, and transaction monitoring run as a single integrated program — not as bolted-on checks.

Built for merchants who are tired of
being treated like a risk score.

I.

Real humans on the file

Every merchant is reviewed by a compliance officer, not a black-box engine. When you have a question, you get an answer from the person who approved your account.

II.

Canadian regulatory base

FINTRAC is one of the most respected AML regulators in the G7. Operating from that base gives our merchants and their banks genuine peace of mind.

III.

Fiat and crypto under one roof

Once our on/off-ramp stack launches in 2026, merchants will move between fiat and crypto without leaving the Parex perimeter — same KYC, same contracts, one counterparty.

IV.

Transparent pricing

Processing economics are laid out in the merchant agreement. No silent reserve rebalancing, no surprise fee categories invented after the fact.

Let's talk.

We onboard merchants on a relationship basis. Tell us about your business — volumes, markets, product — and we will come back with a framework within two business days.

info@parex.finance
Legal name Parex Finance Inc.
Jurisdiction Ontario, Canada
Registered office 1907 Baseline Rd, Unit 104
Ottawa, Ontario, K2C 0C7
Canada
Business Number 78157 9032
Incorporation No. 1001302786
FINTRAC MSB Registered — approved 17.02.2026
Director & CEO Sergis Timofejevs
MLRO Marina Inzelis
General enquiries info@parex.finance
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